How it works
A digital platform with one common goal: own where you shop
Stratum is simple by design. Members pool into real businesses, then send their everyday spending to those same businesses. The profit that used to leave the community comes back to the people who own it.
The member flow
Six steps, repeated every month
Register to participate
Signing up is simply clicking Register. You join the member network, get verified and receive your membership ID.
You own first
Your contribution buys ownership units across the member-owned ventures — grocery, meat, produce, property, transport and more.
Your salary lands
Get paid into your Stratum transactional account, held on partner bank rails and fully bank secured.
Allocate where you own
In the app, split your salary across the ventures you own — groceries, meat, fresh produce, insurance, home loan or rent.
Spend in-app or in-store
Shop in Stratum Marketplace or tap your membership ID at any member-owned store, rooftop bar, gym or dealership.
Profits come back
90% of the profit those businesses make is shared with members — paid out or reinvested to buy you more shares.
Simply put
The whole platform in six lines
No jargon. This is what being a Stratum member means, day to day.
Register to participate- Register to participate — that is the sign-up. No lengthy forms to start.
- You own first: your contribution buys ownership units in trading businesses.
- Your salary goes into your Stratum account on partner bank rails.
- You allocate that salary to the ventures you own, in the app.
- You spend with your membership ID in-app or at any member-owned store.
- 90% of the profit is shared with members — paid out or reinvested as shares.
A new era of ownership.Powered by technology.
100K+
Members
1,000+
Businesses
R48M+
Ownership value
Secure
By design
Ready to own where you shop?
Registering is the first step. Click Register to participate, get your membership ID and start owning where you shop.
Register to participate